Our story

Meridian Contract Advisors

Meridian Contract Advisors was founded on a simple principle: homeowners deserve honest guidance, transparent communication, and a trusted professional committed to protecting their most valuable asset, their home.

About me

Ryan Oldham

Ryan Oldham

Ryan Oldham is the Co - Founder, and Chief Executive Officer of Meridian Contract Advisors, a company built on a simple principle: people should always come before profits.


Throughout his career, Ryan has dedicated himself to advocating for homeowners, helping individuals and families navigate complex contractual situations with confidence and clarity. He believes every homeowner deserves honest guidance, transparent communication, and a trusted professional who is committed to protecting their most valuable assets.


Meridian Contract Advisors was founded to provide clients with knowledgeable representation, strategic solutions, and unwavering support during some of the most challenging situations homeowners face. His philosophy centers on integrity, accountability, and treating every client with the respect and attention they deserve.

Ryan has earned a reputation for his ability to simplify complicated issues, build meaningful relationships, and develop practical solutions that put his clients first. His commitment to ethical business practices and exceptional client service continues to shape Meridian's culture and mission.


Ryan remains actively involved in client advocacy, strategic partnerships, and the continued growth of Meridian Contract Advisors, ensuring that every decision reflects the company's core values of integrity, transparency, and putting people over profits.


"Our mission isn't simply to solve problems it's to restore confidence, protect homeowners, and ensure every client knows they have someone in their corner."

Cody Timmerman

Cody Timmerman

I founded Meridian with a simple belief: consumers deserve an advocate who is willing to challenge an industry that too often places profits ahead of people. Every day, we work to level the playing field by helping individuals and families understand their rights, evaluate their options, and make informed decisions when faced with complex financial obligations.


My career has been built on solving difficult problems, building successful businesses, and creating organizations that prioritize integrity over shortcuts. Those experiences taught me that real leadership isn't measured by titles or revenue—it's measured by the trust you earn and the results you deliver for the people who depend on you.


At Meridian, we've built a client-first culture centered on transparency, accountability, and relentless advocacy. We understand that every client's situation is unique, which is why we reject cookie-cutter solutions. Instead, our team takes the time to evaluate every case individually, develop strategic solutions, and guide our clients through every step of the process with honesty and professionalism.

I believe consumers should never feel powerless when navigating financial agreements or complex lending situations. They deserve clear answers, experienced guidance, and a team that is committed to protecting their interests. That philosophy drives every decision we make and every client relationship we build.


As our organization continues to grow, our mission remains unchanged: to become the nation's most trusted consumer advocacy firm by delivering exceptional service, maintaining the highest ethical standards, and relentlessly pursuing the best possible outcomes for our clients.


For me, this isn't simply a business—it's a commitment to helping people regain control of their financial future, restore confidence, and move forward with the support of a team that genuinely has their best interests at heart.